Exclusive Offer
Best DSCR Rate Guaranteed*
Exclusively for Stessa Users
Get one of the most competitive DSCR loan programs in the market—backed by our exclusive Price Match Guarantee for Stessa users.
- Best DSCR Rate Guarantee: We’ll match qualified competitor offers.*
- Price Match Confidence: Skip shopping and finance with certainty.
- Complimentary 45-day rate lock for peace of mind through closing.
Note: Note: Price match subject to qualified competitor offer and program guidelines.
Get a Free Quote and Lock in Today
Full point buy downs available
90-day seasoning for cash-out refinances
45 Day Complimentary Lock Rate
Options for negative cash flowing break-even properties
Discover the benefits of DSCR rental financing
DSCR loans help investors build wealth by purchasing or refinancing income properties. They focus on cash flow, offering flexibility for long-term holds, month-to-month leases, and short-term rentals.
The LendingOne Advantage
Built for Speed & Scale
Beyond your best rate guarantee, our DSCR products are designed to give you the competitive edge in today’s market.
As low as
0.75 DSCR
30 year fixed, 5/1 & 10/1 ARMs
Interest-Only Available
5 year
to No Prepay
Up to 80% LTV
(Purchase/Rate-Term)
Up to 75% LTV
(Cash-Out)
Up to $2M
Loan Size
LendingOne vs.
Traditional Lenders
| Feature | DSCR Loans | Conventional Loans |
|---|---|---|
| Qualification | Based on property rental income and DSCR | Based on borrower income and DTI |
| Documentation | Less documentation with no W2s or income verification required. | Full: W-2s, tax returns, AUS, etc. |
| Speed | Faster closings, built for investors | Slower, more verification |
| Flexible Financing | Flexible terms tailored to investor’s goals and needs | Less flexibility and more standardized terms. |
| Ownership | LLCs, trusts, with guarantees allowed | Often personal name only |
| Short-term rentals | Commonly allowed | Often restricted |
Recently Funded DSCR Deals
Location
Omaha , NE
Location
Tampa , FL
Location
Washington , DC
Location
Milwaukee , WI
Location
Lincoln , NE
Location
Idaho Falls , ID
Location
Idaho Falls , ID
Location
Lincoln , NE
Location
Denver , CO
