Exclusive Offer

Best DSCR Rate Guaranteed*

Exclusively for Stessa Users

Get one of the most competitive DSCR loan programs in the market—backed by our exclusive Price Match Guarantee for Stessa users.

Best DSCR Rate Guarantee: We’ll match qualified competitor offers.*
Price Match Confidence: Skip shopping and finance with certainty.
Complimentary 45-day rate lock for peace of mind through closing.

Note: Note: Price match subject to qualified competitor offer and program guidelines.

Get a Free Quote and Lock in Today

First Name

Last Name

Email Address

Phone Number

# of Rental Properties Currently Owned*

# of Properties Flipped in Last 36 Months

Credit Score

By clicking “Submit:” (i) I consent to contact from LendingOne at the number I provided regarding its products and services, via call or SMS text, including through the use of an automated telephone dialing system, artificial or prerecorded voice, or similar technology. I understand that my consent is not required to purchase or obtain any products and services. I may revoke my consent at any time, including by replying STOP to text messages or by any other reasonable means. (ii) I agree to LendingOne’s Privacy Policy and Terms of Use, including mandatory arbitration.

Full point buy downs available

90-day seasoning for cash-out refinances

45 Day Complimentary Lock Rate

Options for negative cash flowing break-even properties

Discover the benefits of DSCR rental financing

DSCR loans help investors build wealth by purchasing or refinancing income properties. They focus on cash flow, offering flexibility for long-term holds, month-to-month leases, and short-term rentals.

The LendingOne Advantage

Built for Speed & Scale

Beyond your best rate guarantee, our DSCR products are designed to give you the competitive edge in today’s market.

As low as
0.75 DSCR

30 year fixed, 5/1 & 10/1 ARMs
Interest-Only Available

5 year
to No Prepay

Up to 80% LTV
(Purchase/Rate-Term)

Up to 75% LTV
(Cash-Out)

Up to $2M
Loan Size

LendingOne vs.
Traditional Lenders

Feature	DSCR Loans	Conventional Loans
Qualification	Based on property rental income and DSCR	Based on borrower income and DTI
Documentation	Less documentation with no W2s or income verification required.	Full: W-2s, tax returns, AUS, etc.
Speed	Faster closings, built for investors	Slower, more verification
Flexible Financing	Flexible terms tailored to investor’s goals and needs	Less flexibility and more standardized terms.
Ownership	LLCs, trusts, with guarantees allowed	Often personal name only
Short-term rentals	Commonly allowed	Often restricted

Recently Funded DSCR Deals

DSCR Rental

$204,750

Location

Omaha , NE

DSCR Rental

$701,250

Location

Tampa , FL

DSCR Rental

$543,750

Location

Washington , DC

DSCR Rental

$131,250

Location

Milwaukee , WI

DSCR Rental

$186,400

Location

Lincoln , NE

DSCR Rental

$290,325

Location

Idaho Falls , ID

DSCR Rental

$324,576

Location

Idaho Falls , ID

DSCR Rental

$142,500

Location

Lincoln , NE

DSCR Rental

$568,750

Location

Denver , CO

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