Real Estate Investor Loans
Your Investments.Our Expertise.
From small projects to large portfolios, get the perfect financing for your real estate investments.


Your Real Estate Investment Partner
Funding Investment Goals Since 2014
We’re a leading direct lender providing real estate investors and mortgage brokers financing solutions for every strategy.
Individual Investors
Whether you have one investment property or several, we have solutions to help you grow and scale.
Institutional Investors
Providing institutional investors customized financing solutions for large-scale BTR and SFR projects.
Mortgage Brokers
Partner with us to fund your real estate investor clients. Competitive rates, commissions, & tools.
Trustpilot Reviews
Our Trustpilot reviews showcase real experiences from real borrowers, giving you confidence in LendingOne’s commitment to fast, reliable, and flexible financing.
Discover Which Solution is Right For You
A Suite of Loan Options
DSCR Rental Loans
Scale YourRental Investments
Grow your long-term rental properties with flexible DSCR Loans for new purchases, refinances, and cash-outs.
Key Features
- Options for negative cash flowing and break-even properties
- 90-day seasoning for cash-out refinances
- Complimentary 45-day rate lock
- Full point buy downs available
Fix and Flip Loans
Fund YourPurchase & Repairs
Short-term financing up to 92.5% loan-to-cost (LTC) and 100% of rehab costs to purchase and repair, fix and flip properties.
Key Features
- Up to 92.5% LTC and 100% of rehab funds
- Expedited appraisals
- No interest charged on undrawn rehab funds
- 12-month interest only loans available with no prepayment penalties
Fix to Rent Loans
Expand YourBRRRR Strategy
Up to 95% LTC and added discounts and rate reductions with Fix to Rent financing for every stage of the BRRRR strategy.
Key Features
- Up to a 95% LTC
- Up to a 0.5% interest rate reduction
- 50% discount on origination fees and a free appraisal when you refinance
- Cash-out options available
SFR Portfolio Loans
Multiple Properties,One Loan
Build long-term wealth by consolidating multiple single-family rental properties into one flexible loan with one easy payment.
Key Features
- Consolidate up to 20 properties into one loan
- Lower fees with reduced interest rates
- Easier rental portfolio management
- Recourse and non-recourse options
New Construction Loans
Finance Ground-Up Projects
New construction financing for investors, builders, and developers looking for up to 85% LTC on ground-up projects.
Key Features
- Up to a 85% LTC
- No reserves collected at closing
- No interest on undrawn construction funds
- 12- to 24-month term options
Tailored Solutions with Proven Results
Featured Deals
Ready to Get Started?
We’re here to support you every step of the way. Let’s work together to achieve your goals.
Stay In the Know
Latest Industry Insights
May 16, 2025
Where to Fix and Flip In 2025: Top Housing Permit Trends
Apr 14, 2025
Q1 2025 Commentary
Mar 25, 2025