Real Estate Investor Loans

Your Investments.
Our Expertise.

From small projects to large portfolios, get the perfect financing for your real estate investments.

Funding Investment Goals Since 2014

Your Real Estate Investment Partner

We’re a leading direct lender providing real estate investors and mortgage brokers financing solutions for every strategy.

Individual Investors

With several loan types for all real estate investing strategies, investors get the flexibility they need.

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Institutional Investors

Providing institutional investors customized financing solutions for large-scale SFR and BTR projects.

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Mortgage Brokers

Partner with us to fund your real estate investor clients. Competitive rates, commissions, & tools.

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Trustpilot Reviews

Our Trustpilot reviews showcase real experiences from real borrowers, giving you confidence in LendingOne’s commitment to fast, reliable, and flexible financing.

Discover Which Solution is Right For You

A Suite of Loan Options

Scale Your

DSCR Rental Loans

Scale Your
Rental Investments

Grow your long-term rental properties with flexible DSCR Loans for new purchases, refinances, and cash-outs.

Key Features

  • Options for negative cash flowing and break-even properties
  • 90-day seasoning for cash-out refinances
  • Complimentary 45-day rate lock
  • Full point buy downs available
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Fund Your

Fix and Flip Loans

Fund Your
Purchase & Repairs

Short-term financing up to 92.5% loan-to-cost (LTC) and 100% of rehab costs to purchase and repair, fix and flip properties.

Key Features

  • Up to 92.5% LTC and 100% of rehab funds
  • Expedited appraisals
  • No interest charged on undrawn rehab funds
  • 12-month interest only loans available with no prepayment penalties
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Expand Your

Fix to Rent Loans

Expand Your
BRRRR Strategy

Up to 95% LTC and added discounts and rate reductions with Fix to Rent financing for every stage of the BRRRR strategy.

Key Features

  • Up to a 95% LTC
  • Up to a 0.5% interest rate reduction
  • 50% discount on origination fees and a free appraisal when you refinance
  • Cash-out options available
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Multiple Properties,

SFR Portfolio Loans

Multiple Properties,
One Loan

Build long-term wealth by consolidating multiple single-family rental properties into one flexible loan with one easy payment.

Key Features

  • Consolidate up to 20 properties into one loan
  • Lower fees with reduced interest rates
  • Easier rental portfolio management
  • Recourse and non-recourse options
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Finance Ground-Up Projects

New Construction Loans

Finance Ground-Up Projects

New construction financing for investors, builders, and developers looking for up to 85% LTC on ground-up projects.

Key Features

  • Up to a 85% LTC
  • No reserves collected at closing
  • No interest on undrawn construction funds
  • 12- to 24-month term options
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Get Started with LendingOne

We’re here to support you every step of the way. Let’s work together to achieve your goals.