Fix and Flip Loans

Fix and Flip Investments

Our fast short-term financing covers up to 92.5% loan-to-cost (LTC) and 100% of rehab costs for purchasing and repairing fix and flip properties.

Fix and Flip project with laminate flooring being installed

Funding for Fix and Flips—Fast and Easy

We understand how challenging it can be for investors to secure quick financing for both the purchase and renovation of an investment property. Our Fix and Flip Loans provide the solution—covering 100% of the property’s rehab costs to help you maximize your profits.

Benefits of Fix and Flip Loans

Our Fix and Flip Loans require minimal paperwork and are less stringent compared to traditional banks, saving investors valuable time and effort. With our flexible loan terms and swift approval process, investors can quickly capitalize on market opportunities and scale their businesses.

Product Highlights

These key benefits are designed to fuel your fix and flip investments and accelerate your profitability:

  • Up to 92.5% LTC and 100% of rehab funds
  • Expedited appraisals
  • No interest charged on undrawn rehab funds
  • 12-month interest only loans available with no prepayment penalties

Speak with a Loan Advisor

Maximum Leverage, Quick Close

Fix and Flip Loans for Investors

Every Fix and Flip investment is different. We know how to navigate your unique situation to provide the best financing solution.

Fast Access to Capital

We have a streamlined approval process, so investors can close quickly and scale faster.

More Flexible Terms

We prioritize a property’s after-repair value, allowing more flexibility in loan terms, credit requirements, and leverage options.

Better Than A Bank

Unlike with traditional banks, we don’t require income verification, tax returns, or W-2s, simplifying the process.

Tailored Solutions with Proven Results

Featured Deals

  • Fix & Flip

    Loan Amount

    $ 167,300

    Location

    Knoxville, TN

  • Fix & Flip

    Loan Amount

    $ 215,900

    Location

    Knoxville, TN

  • Fix & Flip

    Loan Amount

    $ 186,159

    Location

    Atlanta, GA

  • Fix & Flip

    Loan Amount

    $ 108,750

    Location

    Montgomery, AL

  • Fix & Flip

    Loan Amount

    $ 174,000

    Location

    Fort Worth, TX

  • Fix & Flip

    Loan Amount

    $ 400,000

    Location

    Raleigh, NC

  • Fix & Flip

    Loan Amount

    $ 150,571

    Location

    St. Louis, MO

  • Fix & Flip

    Loan Amount

    $ 261,000

    Location

    Norwich, CT

  • Fix & Flip

    Loan Amount

    $ 145,945

    Location

    Cleveland, OH

  • Fix & Flip

    Loan Amount

    $ 238,000

    Location

    Atlanta, GA

Trustpilot Reviews

Our Trustpilot reviews showcase real experiences from real borrowers, giving you confidence in LendingOne’s commitment to fast, reliable, and flexible financing.

Trustpilot

Hear From Satisfied Customers

Client Testimonials From Investors Like You

  • “Thank you!”
    “My wife and I worked with Sara and Sean and they’ve been so helpful throughout the entire process.”

    RJ

  • “The process went very well for me”
    “Justin and everyone else I spoke with were nice and friendly.”

    Carlos

  • “Customer support is awesome”
    “They get to know you and remember what your goals are and support you to achieve them!”

    Vernell

  • “Great service!”
    “Johnn Alvarez is great to work with. He’s professional and knowledgeable. I had a pleasure working with him twice already and he always comes through, making sure the process is smooth and straightforward. Can’t wait to use LendingOne again for my future lending needs.”

    Martyna

  • “Paul Farrington and his team are the very Best.”
    “Paul Farrington and his team are a joy to work with. It’s so refreshing to work with lenders who A) Understand the business and B) Are on your side, not some back office faceless droids working to complicate the process. Well done Paul and your team. its a 10 out of 10 from me.”

    David

  • “Professional all the way”
    “Very honest, constructive and has a “can do” attitude. Professional all the way. They make it happen, and very quickly. Unlike a bank where you beat your head againt the wall in frustration with the bureaucracy!”

    Tom

  • “Highly Recommend!”
    “Ed Kis was absolutely amazing! This was my first DSCR loan as a new investor and he was patient and explained the process to me step by step and walked me through to closing. Couldn’t be happier!”

    Melissa

  • “The loan process was fairly simple and in a timely manner”
    “The terms are competitive with our previous lenders. The loan application agent and processor are quick to answer questions or concerns. I would recommend LendingOne to other investors. Thank you”

    Michael

  • “Fast response time”
    “Several investing tools available. Friendly and helpful employees. Moved the loan process along in a timely manner. Trustworthy and great communication.”

    Oteria

  • “Great experience working with LendingOne”
    “Chace was professional and made the process seamless from start to finish. Looking forward to working with them again in the future!”

    Michael

Frequently Asked Questions

Find the answers to some commonly asked questions about our loans. For additional information, please visit our resource center.

Resource Center

What property types do your fix and flip loans cover?

LendingOne provides Fix and Flip loans for the following property types:
1. Single Family Residences
2. 2-4 Unit Properties
3. Condominiums
4. Townhouses

Do you require personal income verification on fix and flip loans?

No, LendingOne does not require W-2s or tax returns.

Is there a prepayment penalty on your Fix and Flip Loans?

No, LendingOne Fix and Flip Loans do not include a prepayment penalty.

What are LendingOne’s Fix and Flip Loan amounts?

LendingOne offers a minimum of $100K to a maximum of $3M for fix and flip financing

How much leverage can I receive on a Fix and Flip Loan?

LendingOne provides up to 92.5% LTC and cover up to 100% of rehab costs.

How long does it take to close my fix and flip loan?

Closings can vary depending on several factors but typically LendingOne can close fix and flip loans in as little as 10 business days.

Do I have an option to refinance my fix and flip loan into a longer term rental loan?

Yes, LendingOne offers multiple refinance options and discounts with our fix to rent program.

Ready To Get Started?

We’re ready to partner with you. Take the first step towards achieving your goals – apply online today!

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