Erica Hackmyer, Author at LendingOne

Shifting Trends: Where Renting is Outpacing Buying

Over the past few years, U.S. housing affordability has significantly worsened. The aftermath of the Pandemic Housing Boom saw home prices soaring, mortgage rates more than doubled, and the cost of repairs, insurance, and property taxes also shot up. That’s all led to...

The BRRRR Method: A Blueprint for Real Estate Investors

Fix and Flip, Investing Strategies, Rental

If you’re getting started as a real estate investor, you may have heard about the BRRRR method. BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat and is a popular five-step investment strategy. The BRRRR method involves purchasing distressed or undervalued...

Top 5 Counties with the Highest and Lowest Home Insurance Costs

Housing Market & Economy

This week, LendingOne analysts researched county-level home insurance premium data to determine how premiums vary for homeowners and single-family investors nationwide. Key Findings: A Surge in Home Insurance Premiums Among the largest 500 U.S. counties, more than...

A Complete Guide to DSCR Loans for Real Estate Investors

Rental

If you’re a landlord or considering purchasing a rental income property, consider a debt service coverage ratio (DSCR) loan to fund your next purchase. DSCR loans are specifically designed to finance rental properties and can be easier to qualify for than a...

Key Trends in the Build-to-Rent Market