Third-Party Originations
Direct Lending Solutions for Mortgage Brokers
Experience a partnership tailored to your preferences with our Third-Party Originations Program.
Building Success Together
We provide competitive funding solutions for your real estate investor clients—from fix and flips to large portfolio loans. We’re easy to work with, offer competitive commissions, and provide all the tools you need for a smooth experience.
Ways to Partner with LendingOne
Choose our Broker Program for full loan control and maximized earnings, or effortlessly earn commissions as a Referral Partner.
Broker Program
Leverage our resources and expertise to control the entire loan process, build stronger client relationships, and maximize your earning potential with competitive pricing.
Referral Partner
Simply refer your clients to our reliable and flexible lending solutions and earn commissions without any extra work. We handle the entire process seamlessly.
Interested in Becoming a LendingOne Broker Partner?
Broker Partnerships Start Here
LendingOne is Here to Help
Dedicated support, competitive pricing, and nationwide reach. Your success is our priority.
Technology and Tools
Access your pipeline, track commissions, upload documents, and more—all in one online broker portal.
Experienced Support Team
Dedicated Account Executives expedite files. Expert processors manage conditions with real-time notifications.
Competitive Compensation and Pricing
We boost revenue with competitive broker packages, flexible solutions, tailored loans, and top rates.
Nationwide Reach and Expertise
Lending in 46 states, our experienced wholesale team is dedicated to helping brokers grow their business.
Explore LendingOne’s Loan Types
Discover Which Loan is Right for Your Clients
DSCR Rental Loans
Scale Your
Rental Investments
Grow your long-term rental properties with flexible DSCR Loans for new purchases, refinances, and cash-outs.
Key Features
- Options for negative cash flowing and break-even properties
- 90-day seasoning for cash-out refinances
- Complimentary 45-day rate lock
- Full point buy downs available
Fix and Flip Loans
Fund Your
Purchase & Repairs
Short-term financing up to 92.5% loan-to-cost (LTC) and 100% of rehab costs to purchase and repair, fix and flip properties.
Key Features
- Up to 92.5% LTC and 100% of rehab funds
- Expedited appraisals
- No interest charged on undrawn rehab funds
- 12-month interest only loans available with no prepayment penalties
Fix to Rent Loans
Expand Your
BRRRR Strategy
Up to 95% LTC and added discounts and rate reductions with Fix to Rent financing for every stage of the BRRRR strategy.
Key Features
- Up to a 95% LTC
- Up to a 0.5% interest rate reduction
- 50% discount on origination fees and a free appraisal when you refinance
- Cash-out options available
SFR Portfolio Loans
Multiple Properties,
One Loan
Build long-term wealth by consolidating multiple single-family rental properties into one flexible loan with one easy payment.
Key Features
- Consolidate up to 20 properties into one loan
- Lower fees with reduced interest rates
- Easier rental portfolio management
- Recourse and non-recourse options
New Construction Loans
Finance Ground-Up Projects
New construction financing for investors, builders, and developers looking for up to 90% LTC on ground-up projects.
Key Features
- Up to a 90% LTC
- No reserves collected at closing
- No interest on undrawn construction funds
- 12- to 24-month term options
Tailored Solutions with Proven Results
Featured Deals
-
DSCR Rental
Loan Amount
$ 204,750
Location
Omaha, NE
-
Fix & Flip
Loan Amount
$ 167,300
Location
Knoxville, TN
-
Fix & Flip
Loan Amount
$ 215,900
Location
Knoxville, TN
-
DSCR Rental
Loan Amount
$ 701,250
Location
Tampa, FL
-
Fix & Flip
Loan Amount
$ 186,159
Location
Atlanta, GA
-
DSCR Rental
Loan Amount
$ 543,750
Location
Washington, DC
-
Fix to Rent
Loan Amount
$ 188,000
Location
Jacksonville, FL
-
DSCR Rental
Loan Amount
$ 131,250
Location
Milwaukee, WI
-
Fix & Flip
Loan Amount
$ 108,750
Location
Montgomery, AL
-
Fix to Rent
Loan Amount
$ 92,520
Location
Little Rock, AR
A Dedicated Team, At Your Service
As one of the nation’s leading private lenders for real estate investment property loans, we stand by our flexibility, reliability, and competitive pricing. Our Third-Party Originations team is ready to partner with you on your next deal.
Frequently Asked Questions
Interested in joining our TPO Program? Get answers on requirements, processes, and how to partner with us.
Do you work with Mortgage Brokers?
Yes, LendingOne has an exclusive wholesale department and a dedicated partnership program for brokers.
How many points can I charge?
LendingOne broker partners can charge 3 points on the HUD and up to 1 point YSP.
How much do you charge for an appraisal?
LendingOne appraisals cost $550 each.
Do you lend on mixed use properties?
Currently, LendingOne only lends on SFR, 1-4 unit properties, condos, and townhomes.
What are your fees?
LendingOne charges 1 point or $2,000 (whichever is greater) and $1,395 for processing and legal fees.
Do you need experience for a fix and flip?
LendingOne requires borrowers have completed a minimum of 1-2 transactions in the last 3 years.
Trustpilot Reviews
Our Trustpilot reviews showcase real experiences from real borrowers, giving you confidence in LendingOne’s commitment to fast, reliable, and flexible financing.