Bridge Loans
Capitalize on Bridge Investments
Secure short-term capital that adapts to your investment strategy with fast closings, flexible terms, and high leverage
Maximum leverage amounts
Expedited draw schedules
Fund complex projects
Flexible terms available
Discover the Benefits of Bridge Financing
Bridge loans are designed for investors who need short-term leverage to act fast on high-potential opportunities. Whether you’re flipping a distressed property, building from the ground up, or starting your BRRRR strategy, our Bridge financing delivers the speed and flexibility required to execute with confidence.
Your Bridge Loans, Simplified
Fund Your Flip. Start Your Build. Launch Your BRRRR.
Up to
92.5% LTC
for Fix and Flip Loans
Up to
95% LTC
for Fix to Rent Loans
Up to
90% LTC
for New Construction Loans
No Interest
on Undrawn Rehab Funds
Short-Term Loans with
Fast Closings
No W2s
or Income Verification Required
Analyze a Property & Get a Quote
Run ARV and DSCR calculations with estimated rental ranges, holding costs, and financing options tailored to real estate investors.
Run a cash flow analysis
$20,900,000
Fort Collins, CO
Bridge Loans for Every Strategy
Tailored loans designed with investors in mind, so you have the capital to invest with confidence.
Speak With a Loan Advisor
Scalable Bridge Solutions for Every Investor
Early-Stage Investors
Starting out in real estate investing requires speed and confidence when closing a loan. Our Bridge Loans provide reliable short-term financing for flips, BRRRR, or new construction projects, so you can focus on your next investment, not red tape.
Experienced Investors
When managing multiple projects, timing is everything. We offer flexible bridge loans with high leverage, quick closings, and a competitive advantage that lets you get ahead for your flips, refinances, or new builds.
Portfolio Investors
Scaling your portfolio means handling acquisitions, renovations, and new developments simultaneously. We support high-volume investors with streamlined approvals, convenient access to draws, and the ability to transition into long-term holds when needed.
LendingOne vs.
Traditional Lenders
| Feature | Bridge Loans | Conventional Loans |
|---|---|---|
| Leverage | High leverage amounts with greater flexibility in terms | Stricter and more rigid guidelines with lower leverage |
| Income Verification Requirement | No W-2s or pay stubs needed | Requires full income documentation |
| Appraisals | In-house or waived | Third-party appraisals often required |
| Loan Flexibility | Customized terms based on property details | Rigid terms and underwriting guidelines |
| Property Condition | Condition can be stressed or rent-ready | Requires turn-key condition |
| Leverage | Up to 100% LTC or 80% ARV | Typically 70-80% LTV |
| Best Suited For… | Investors, flippers, builders, and developers | Homeowners or long-term buy-and-hold only |
Earned 14K profit on a tax-sale deal after a 14-month title delay
Grew portfolio to four properties between 2020-2025 with LendingOne financing.
Overcame tenant default issues, improving rent stability and cash flow.
Testimonials
Recently Funded Bridge Deals
Location
Knoxville , TN
Location
Knoxville , TN
Location
Atlanta , GA
Location
Jacksonville , FL
Location
Montgomery , AL
Location
Little Rock , AR
Location
Fort Worth , TX
Location
Columbus , OH
Location
Raleigh , NC
Frequently Asked Questions
Bridge loans help you accelerate returns by freeing up capital and shortening hold times between projects.
Bridge loans can lead to faster closings, higher leverage, and flexible draw schedules. This means you can move quickly on undervalued properties and complete improvements without tying up long-term capital.
LendingOne’s bridge loans are designed for quick closure. Qualified investors can close in as little as 10-14 days, depending on deal complexity.
Leverage amounts will vary depending on the type of bridge product you are interested in. We offer maximum leverage for fix and flip loans, fix to rent loans, and new construction loans.
LendingOne’s underwriting does not focus on personal income. Instead, it looks at property values, project scope, and investor experience. This approach makes bridge loans accessible to full-time or self-employed real estate investors
Yes. LendingOne offers programs designed to support investors scaling across multiple deals or markets. Our team can structure loans across several properties within a single or phased closing strategy.
Analyze a Deal and Get a Rate Quote
Run ARV and DSCR calculations, estimate rental income and holding costs, and view financing options tailored to real estate investors.