California Real Estate Investment Property Loans
Your trusted alternative to hard money loans for fix and flip, DSCR rental, and BRRRR projects in California.

Why California is a Prime Location for Real Estate Investment Projects
California’s breathtaking landscape and vibrant cities make it a unique and appealing destination for real estate investors. With its sunny weather year-round, scenic coastline, and iconic attractions like the Golden Gate Bridge, Hollywood, and Disneyland, California draws millions of visitors and new residents annually.
The state’s diversity offers something for everyone, from bustling urban centers like Los Angeles and San Francisco to laid-back coastal towns and picturesque wine country. This variety creates a steady demand for housing across different markets, whether it’s vacation DSCR rentals, primary residences, or luxury developments. California’s mix of culture, natural beauty, and opportunity makes it a standout choice for real estate investors.
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Fast and Flexible Funding For California Investors
California’s fast-paced real estate market requires a lender that moves just as fast.. While many investors search for hard money loans to finance their projects, LendingOne offers a more dependable and flexible alternative. Whether you’re flipping a property in L.A., investing in a vacation DSCR rental along the San Diego coast, or breaking ground on a BRRRR project in the Bay Area, you need a lender who can keep up.
Unlike traditional hard money lenders, LendingOne offers competitive rates and a streamlined process without sacrificing speed. Our loan options, including fix and flip, DSCR rental property, and new construction financing, ensure you can close deals quickly and confidently.
Partner with LendingOne to experience the benefits of working with a lender who prioritizes your success without the drawbacks of hard money loans.
Why Investors Choose LendingOne for California Real Estate?
At LendingOne, we’re more than just a lender–we’re your strategic partner committed to helping you succeed in California’s competitive real estate market.
- Expert Knowledge of California’s Real Estate Market: With years of experience in California’s dynamic market, we offer insights and strategies tailored to the state’s unique challenges and opportunities.
- Streamlined Loan Process: Time is critical in California’s fast-moving market. Our efficient process helps you close deals quickly and confidently.
- Personalized Support: Whether you’re unsure about loan options or need advice on market trends, our loan advisors are here to guide you every step of the way.
- Flexible Loan Options: From fix and flip to SFR portfolio loans, we offer a range of competitive options to match your specific goals.
Let LendingOne simplify your financing journey so you can focus on what matters most–growing your investments.
Trustpilot Reviews
Our Trustpilot reviews showcase real experiences from real borrowers, giving you confidence in LendingOne’s commitment to fast, reliable, and flexible financing.
Featured Real Estate Loan Options
DSCR Rental Loans
Grow your long-term rentals with flexible DSCR Loans for new purchases, refinances, and cash-outs.
Fix and Flip Loans
Short-term financing covering up to 92.5% loan-to-cost (LTC) and 100% of rehab costs for fix and flips.
Fix to Rent Loans
Up to 95% LTC, added discounts and rate reductions with Fix to Rent financing for every stage of the BRRRR strategy.
SFR Portfolio Rental Loans
Build long-term wealth by consolidating multiple single-family rentals into one loan with one payment.u003c/pu003e
New Construction Loans
New construction financing for investors, builders, and developers looking for up to 85% LTC on ground-up projects.
Recently Funded Property Deals in California
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We’re ready to partner with you. Take the first step towards achieving your goals – apply online today!
California Real Estate Market Insights
California’s real estate market is as diverse as its geography, with strong demand for housing in urban centers, suburban neighborhoods, and coastal communities. Major cities like Los Angeles, San Francisco, and San Diego are experiencing steady growth driven by factors like population increases, economic strength, and an influx of domestic and international buyers.
Top Metropolitan Statistical Areas (MSAs) in California
- Los Angeles: A global entertainment and business hub, L.A. offers high-end real estate opportunities and strong DSCR rental demand.
- San Francisco: Known for its tech-driven economy, S.F. boasts some of the most desirable properties for both residential and commercial investments.
- San Diego: With its stunning coastline and relaxed lifestyle, San Diego is a hotspot for vacation DSCR rentals, luxury homes, and family-friendly neighborhoods.
Helpful Resources for California Property Investors
LendingOne connects you with trusted resources to help you navigate the California real estate market:
- Building Industry Association (BIA) of San Diego – Gain invaluable insights and connections for investors navigating San Diego’s evolving housing market.
- San Diego Creative Investors Association – Join a community of real estate investors for expert guidance, networking opportunities, and resources to grow your single family rental portfolio.
- LA South Real Estate Investors Association (REIA) – Equip yourself with education and connections to thrive in the competitive L.A. real estate market.
Ready to take the next step? Contact us today to learn how LendingOne can support your California BRRRR projects.
Real Estate Market Trends
Stay informed with the latest updates on California’s real estate market, including investment trends in major cities, changes in DSCR rental demand and legislation, and strategies to maximize your SFR portfolio’s potential.
With LendingOne by your side, you’ll have a trusted alternative to hard money loans and the tools to succeed.
Mar 25, 2025
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