Real Estate Investors News
Shifting Trends: Where Renting is Outpacing Buying
Over the past few years, U.S. housing affordability has significantly worsened. The aftermath of the Pandemic Housing Boom saw home prices soaring, mortgage rates more than doubled, and the cost of repairs, insurance, and property taxes also shot up. That’s all led to...
The BRRRR Method: A Blueprint for Real Estate Investors
If you’re getting started as a real estate investor, you may have heard about the BRRRR method. BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat and is a popular five-step investment strategy. The BRRRR method involves purchasing distressed or undervalued...
Top 5 Counties with the Highest and Lowest Home Insurance Costs
This week, LendingOne analysts researched county-level home insurance premium data to determine how premiums vary for homeowners and single-family investors nationwide. Key Findings: A Surge in Home Insurance Premiums Among the largest 500 U.S. counties, more than...
A Complete Guide to DSCR Loans for Real Estate Investors
If you’re a landlord or considering purchasing a rental income property, consider a debt service coverage ratio (DSCR) loan to fund your next purchase. DSCR loans are specifically designed to finance rental properties and can be easier to qualify for than a...
Key Trends in the Build-to-Rent Market
Between 2005 and 2019, the share of single-family homes under construction built expressly for renting rose from 1.9% to 4.5% as the build-to-rent business model slowly gained momentum. Then came the easy-money era during the pandemic, with cash-flush institutional...
CEO Quarterly Report: Q3-2024
The Housing Market is at an Inflection Point As we prepare to head into 2025, the U.S. housing market is at an inflection point. We’ve seen unprecedented low inventory levels over the past few years, and we still face a national market defined by limited supply. This...
Home Price Trends: Rising and Falling Markets
The Pandemic Housing Boom’s ultra-low interest rates and adoption of work-from-home policies boosted home value growth in essentially every U.S. housing market. However, in the current housing market—marked by strained housing affordability—it’s a mixed bag across the...
Investor Home Purchases: A Deep Dive into Redfin’s Q1 2024 Data
LendingOne analyzed Redfin’s most recent quarterly data for investor purchases to better understand what investors are doing in the housing market right now. LendingOne Topline Findings: In Q1 2024, the total number of U.S. homes purchased by investors was 47.3%...
Mortgage Rates Are Falling—Will it Continue in 2025?
The Federal Reserve has a dual mandate from Congress: to maintain "maximum employment" and "stable prices." Since spring 2022, Fed Chair Jerome Powell has focused on inflation. However, with inflation nearing the 2% target and the unemployment rate slightly rising,...
Where Homeowners Insurance Is Climbing the Most
This week, LendingOne analysts parsed through state-level homeowners insurance data to determine what single-family investors are seeing across the country. LendingOne’s top-line findings: U.S. homeowners insurance effective rates increased 11.3% in 2023—up from a...