Real Estate Investors News
A Guide to DSCR Loans for Real Estate Investors
If you’re a landlord or considering purchasing a rental income property, consider a debt service coverage ratio (DSCR) loan to fund your next purchase. DSCR loans are specifically designed to finance rental properties and can be easier to qualify for than a...
Key Trends in the Build-to-Rent Market
Between 2005 and 2019, the share of single-family homes under construction built expressly for renting rose from 1.9% to 4.5% as the build-to-rent business model slowly gained momentum. Then came the easy-money era during the pandemic, with cash-flush institutional...
CEO Quarterly Report: Q3-2024
The Housing Market is at an Inflection Point As we prepare to head into 2025, the U.S. housing market is at an inflection point. We’ve seen unprecedented low inventory levels over the past few years, and we still face a national market defined by limited supply. This...
Home Price Trends: Rising and Falling Markets
The Pandemic Housing Boom’s ultra-low interest rates and adoption of work-from-home policies boosted home value growth in essentially every U.S. housing market. However, in the current housing market—marked by strained housing affordability—it’s a mixed bag across the...
Investor Purchases: Redfin’s Q1 2024 Report
LendingOne analyzed Redfin’s most recent quarterly data for investor purchases to better understand what investors are doing in the housing market right now. LendingOne Topline Findings: In Q1 2024, the total number of U.S. homes purchased by investors was 47.3%...
Will Mortgage Rates Continue to Fall in 2025?
The Federal Reserve has a dual mandate from Congress: to maintain "maximum employment" and "stable prices." Since spring 2022, Fed Chair Jerome Powell has focused on inflation. However, with inflation nearing the 2% target and the unemployment rate slightly rising,...
Where Homeowners Insurance Is Climbing the Most
This week, LendingOne analysts parsed through state-level homeowners insurance data to determine what single-family investors are seeing across the country. LendingOne’s top-line findings: U.S. homeowners insurance effective rates increased 11.3% in 2023—up from a...
Top Findings from the Q3 2024 SFR Investor Survey
In this issue, you’ll see the full results of the LendingOne-ResiClub Single-Family Rental Investor Survey. Real estate investors who own at least one single-family investment property were eligible to respond to the LendingOne-ResiClub SFR Investor Survey, fielded...
June 2024 National Housing Inventory Update
Analysts at LendingOne looked over the latest inventory data to better understand what could await real estate investors over the coming year. LendingOne’s top-line findings: The number of homes for sale is rising in most of the country on a year-over-year basis....
Top Housing Markets by Population Growth and Decline
This week, analysts at LendingOne set out to find the pockets of the country where population is rising and falling over the past year. Population fluctuations significantly influence local housing markets by directly affecting housing demand. Sustained population...