ARV Loan Calculator
See Your Property’s
Post-Renovation Potential
ARV Calculator for Real Estate Investors
After Repair Value (ARV) is a key metric real estate investors use to evaluate a property’s resale potential after renovations. Use our free ARV Calculator to quickly estimate what a property could be worth post-rehab — and how much you can afford to offer.
Whether you’re flipping a house or applying the BRRRR method, a solid ARV estimate helps you bid with confidence and back your numbers with data.
How to Use the ARV Calculator
Enter your property’s estimated After Repair Value (ARV) and total renovation costs to calculate your maximum allowable offer (MAO) using the 70% Rule. This simple formula helps investors determine how much they can pay for a property while maintaining enough margin for profit, closing costs, and unexpected expenses.
After Repair Value Calculator
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What is ARV and Why it Matters
ARV stands for After Repair Value — the estimated market value of a property after renovations are completed. Investors use ARV to evaluate a property’s profit potential and decide how much to offer before starting a fix-and-flip or BRRRR project. Knowing the ARV helps you forecast your exit price, run the numbers with confidence, and secure financing for your investment strategy.
How ARV is Calculated
Maximum Offer = (ARV × 70%) − Renovation Costs
This is known as the 70% Rule — a simple formula many investors use to calculate their maximum allowable offer (MAO). It builds in a 30% cushion for profit, closing costs, and unexpected expenses.
For example, if the ARV is $300,000 and the renovation budget is $50,000: ($300,000 × 0.70) − $50,000 = $160,000 MAO
Explore Our Fix and Flip Loan Options
Our Fix & Flip loans are designed for real estate investors looking to purchase, renovate, and quickly resell properties for profit. With competitive rates and fast approvals, LendingOne makes it easy to capitalize on opportunities.
- Up to 92.5% LTC and 100% of rehab costs
- Funding based on ARV, not tax returns
- Fast closings
- Ideal for first-time flippers and experienced pros alike
Tailored Solutions with Proven Results
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After Repair Value FAQs
What does ARV (After Repair Value) mean in real estate investing?
ARV refers to the estimated value of a property after all repairs and renovations are completed. It helps investors determine how much a property could be worth post-renovation to assess profitability.
Why is ARV important when evaluating a potential investment property?
Understanding ARV allows you to calculate your maximum allowable offer (MAO), set renovation budgets, and determine if a project meets your return-on-investment (ROI) goals before you commit capital.
What inputs do I need to use the ARV calculator?
To get an accurate estimate, you’ll typically need:
– Current property value or purchase price
– Estimated renovation costs
– Recent comparable sales (comps)
– Projected market conditions (optional)*
Can I use this ARV calculator for fix-and-flip projects?
Yes. The calculator is specifically designed to help flippers evaluate deals and estimate potential resale value post-renovation—making it a key tool in analyzing whether a flip will be profitable.
How do comps influence the ARV estimate?
Comparable sales (similar properties recently sold in the same area) are the foundation of a reliable ARV. The more accurate your comps, the more precise your ARV calculation will be.
Will the ARV calculator tell me my potential profit?
Yes. If you input purchase price, repair costs, and expected resale value (ARV), the calculator can estimate gross and net profit margins based on those figures.