SFR Portfolio Loans

Multiple Properties,
One Portfolio Loan

Build long-term wealth by consolidating multiple SFR properties into one flexible loan with one easy payment.

Row of similar single-family homes for a portfolio loan

Simplifying SFR Portfolios

Building a long-term real estate portfolio is complex. Whether you have the opportunity to purchase multiple properties or want to refinance under one loan, our SFR Portfolio Loans simplify multi-property investing.

Benefits of Portfolio Rental Loans

With our SFR Portfolio Loans, investors can consolidate multiple investment properties under a single loan with one easy payment, so you can focus on scalability, rather than managing multiple loans at once.

Product Benefits

Achieve more efficient and cost-effective management of your multi-property portfolio through our specialized features.

  • Lower costs and fees with reduced interest rate
  • Easier portfolio management
  • Recourse and non-recourse options
  • Consolidate up to 20 properties into one loan

Speak with a Loan Advisor

Invest Smarter, Not Harder

SFR Portfolio Loans for Investors

Simplify SFR portfolio management and save. Our consolidated loans offer better terms, flexible approvals, and lower costs.

Cost Savings

By refinancing multiple properties into one loan, investors save capital by getting better terms, lower fees, and more.

More Flexible Terms

We base approval on the property’s ability to generate income, offering you greater flexibility in terms and rates.

Better Than A Bank

Unlike with traditional banks, we don’t require income verification, tax returns, or W-2s, simplifying the process.

Tailored Solutions with Proven Results

Featured Deals

  • SFR Portfolio

    Loan Amount

    $ 733,125

    Location

    Richmond, VA

  • SFR Portfolio

    Loan Amount

    $ 3,662,865

    Location

    Tucson, AZ

  • SFR Portfolio

    Loan Amount

    $ 725,900

    Location

    Gulfport, MS

  • SFR Portfolio

    Loan Amount

    $ 346,450

    Location

    Rochester, NY

  • SFR Portfolio

    Loan Amount

    $ 2,117,825

    Location

    Idaho Falls, ID

  • SFR Portfolio

    Loan Amount

    $ 4,000,000

    Location

    Charleston, SC

  • SFR Portfolio

    Loan Amount

    $ 536,896

    Location

    Houston, TX

  • SFR Portfolio

    Loan Amount

    $ 1,039,526

    Location

    Kennebunk, ME

  • SFR Portfolio

    Loan Amount

    $ 549,080

    Location

    Indianapolis, IN

  • SFR Portfolio

    Loan Amount

    $ 1,347,710

    Location

    Hazel Crest, IL

Trustpilot Reviews

Our Trustpilot reviews showcase real experiences from real borrowers, giving you confidence in LendingOne’s commitment to fast, reliable, and flexible financing.

Trustpilot

Hear From Satisfied Customers

Client Testimonials From Investors Like You

  • “Thank you!”
    “My wife and I worked with Sara and Sean and they’ve been so helpful throughout the entire process.”

    RJ

  • “The process went very well for me”
    “Justin and everyone else I spoke with were nice and friendly.”

    Carlos

  • “Customer support is awesome”
    “They get to know you and remember what your goals are and support you to achieve them!”

    Vernell

  • “Great service!”
    “Johnn Alvarez is great to work with. He’s professional and knowledgeable. I had a pleasure working with him twice already and he always comes through, making sure the process is smooth and straightforward. Can’t wait to use LendingOne again for my future lending needs.”

    Martyna

  • “Paul Farrington and his team are the very Best.”
    “Paul Farrington and his team are a joy to work with. It’s so refreshing to work with lenders who A) Understand the business and B) Are on your side, not some back office faceless droids working to complicate the process. Well done Paul and your team. its a 10 out of 10 from me.”

    David

  • “Professional all the way”
    “Very honest, constructive and has a “can do” attitude. Professional all the way. They make it happen, and very quickly. Unlike a bank where you beat your head againt the wall in frustration with the bureaucracy!”

    Tom

  • “Highly Recommend!”
    “Ed Kis was absolutely amazing! This was my first DSCR loan as a new investor and he was patient and explained the process to me step by step and walked me through to closing. Couldn’t be happier!”

    Melissa

  • “The loan process was fairly simple and in a timely manner”
    “The terms are competitive with our previous lenders. The loan application agent and processor are quick to answer questions or concerns. I would recommend LendingOne to other investors. Thank you”

    Michael

  • “Fast response time”
    “Several investing tools available. Friendly and helpful employees. Moved the loan process along in a timely manner. Trustworthy and great communication.”

    Oteria

  • “Great experience working with LendingOne”
    “Chace was professional and made the process seamless from start to finish. Looking forward to working with them again in the future!”

    Michael

Frequently Asked Questions

Find the answers to some commonly asked questions about our loans. For additional information, please visit our resource center.

Resource Center

What is the minimum amount of properties to qualify for a SFR Portfolio Loan?

LendingOne requires a minimum of 3 properties for a portfolio loan.

What is the maximum number of properties I can bundle into an SFR Portfolio Loan?

LendingOne allows you to consolidate up to 20 properties into one loan.

What is the maximum leverage on an SFR Portfolio Loan?

LendingOne lends up to 75% of purchase and rate/term, and cash-out refinances.

What is your minimum DSCR requirement for SFR Portfolio Loans?

LendingOne requires at least 1.0 DSCR on SFR Portfolio loans.

Ready To Get Started?

We’re ready to partner with you. Take the first step towards achieving your goals – apply online today!

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