Where We Lend
Georgia Investment Property Loans
LendingOne is the trusted choice for Fix and Flip, Rental, and New Construction investors in the booming Georgia market.
Why Invest in Georgia Real Estate
Home to a high-growth economy and anchored by Atlanta, Georgia offers investors diversified opportunities across primary and secondary markets, supported by job growth, population inflows, and steady housing demand.
- Atlanta drives rental demand across technology, logistics, healthcare, and entertainment.
- Strong secondary markets including Savannah and Augusta expand investment options.
- Tourism and population growth support rentals and value-add strategies statewide.
A Trusted Partner for Georgia Investors
Georgia’s competitive real estate market demands speed, clarity, and flexible capital. LendingOne delivers this through direct lending, streamlined underwriting, and investor-focused loan structures.
LendingOne has experience across the Georgia market, including the hot markets of Atlanta, Savannah, and beyond. We help investors navigate local dynamics including pricing trends and execution risks.
Investor-friendly terms meet customized loan structures and hands-on guidance at LendingOne. This helps investors control costs, avoid rigid lending models, and gain a financing partner for the long term.
LendingOne is the top choice for investors prioritizing speed and efficiency, delivering a competitive edge over traditional lenders, including hard money loans, through faster decisions and streamlined closings.
Investment Property Loans
in Georgia
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Scale Your Rental Investments
DSCR Rental Loans
Grow your long-term rental properties with flexible DSCR Loans for new purchases, refinances, and cash-outs.
Key Features
- Options for negative cash flowing and break-even properties
- 90-day seasoning for cash-out refinances
- Complimentary 45-day rate lock
- Full point buy downs available
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Fund Your Purchase & Repairs
Fix and Flip Loans
Short-term financing up to 92.5% loan-to-cost (LTC) and 100% of rehab costs to purchase and repair, fix and flip properties.
Key Features
- Up to 92.5% LTC and 100% of rehab funds
- Expedited appraisals
- No interest charged on undrawn rehab funds
- 12-month interest only loans available with no prepayment penalties
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Expand Your BRRRR Strategy
Fix to Rent Loans
Up to 95% LTC and added discounts and rate reductions with Fix to Rent financing for every stage of the BRRRR strategy.
Key Features
- Up to a 95% LTC
- Up to a 0.5% interest rate reduction
- 50% discount on origination fees and a free appraisal when you refinance
- Cash-out options available
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Multiple Properties, One Loan
SFR Portfolio Loans
Build long-term wealth by consolidating multiple single-family rental properties into one flexible loan with one easy payment.
Key Features
- Consolidate up to 20 properties into one loan
- Lower fees with reduced interest rates
- Easier rental portfolio management
- Recourse and non-recourse options
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Finance Ground-Up Projects
New Construction Loans
New construction financing for investors, builders, and developers looking for up to 85% LTC on ground-up projects.
Key Features
- Up to a 90% LTC
- No reserves collected at closing
- No interest on undrawn construction funds
- 12- to 24-month term options
Speak with Your Local Lender Today!
Share a few details about your Texas deal in our form, and a LendingOne loan advisor will follow up with clear options, next steps, and a realistic path to close.
Recently Funded Georgia Deals
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Scattered Site , GA
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Atlanta , GA
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Decatur , GA
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Atlanta , GA
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Savannah , GA
Top Metropolitan Statistical Areas (MSAs) in Georgia
Atlanta
The bustling heart with population growth, jobs, and rental demand.
Augusta
An affordable, stable market with a steady need for rental units.
Savannah
Tourism-driven rental demand fueled by coastal appeal and short-term stays.
Georgia Real Estate Market Insights
Georgia’s real estate market continues to benefit from population growth, job expansion, and relative affordability. Investors are finding consistent demand in Atlanta. Secondary metros are also gaining traction, driven by new development and steady renter interest.
Top Metropolitan Statistical Areas (MSAs) in Georgia
Atlanta
The bustling heart with population growth, jobs, and rental demand.
Augusta
An affordable, stable market with a steady need for rental units.
Savannah
Tourism-driven rental demand fueled by coastal appeal and short-term stays.
Georgia Real Estate Market Insights
Georgia’s real estate market continues to benefit from population growth, job expansion, and relative affordability. Investors are finding consistent demand in Atlanta. Secondary metros are also gaining traction, driven by new development and steady renter interest.
Helpful Resources for Georgia Property Investors
See yourself investing in Georgia? Here are some helpful resources from local builders associations to help you navigate the Peach State.
Real Estate Market Trends
Stay on top of what’s shaping trends, from housing market momentum and DSCR rental demand signals, to build activity and rent-growth trends. Explore the latest insights below to sharpen your strategy before your next offer or refinance.
